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How To Start a Business With $0 — Lessons From Dave Fishwick

Adam G
5 min readOct 30, 2024

What if someone told you it’s possible to start a business with absolutely nothing? That there’s a way to turn an empty wallet into a million-dollar enterprise, not through a magic trick, but by thinking outside the box? That’s the story of Dave Fishwick — the man who started with a chip sandwich and ended up building a new high street bank in Britain after over 120 years.

Photo by Anthony Young on Unsplash

Dave isn’t a Wall Street whiz kid or some Silicon Valley visionary. He’s a man from Burnley who went from struggling builder’s laborer to a disruptive bank founder, fighting against the financial establishment. His story is full of crazy pivots, determined hustle, and more down-to-earth lessons than a year-long business seminar.

Here’s what you can learn from Dave about starting a business when you’ve got no connections, no capital, and, quite frankly, no clue.

Start By Turning “No” Into “Yes”

Dave left school at 16 with no qualifications. It wasn’t because he lacked ambition; it was because he lacked the options. He found himself on a building site, earning a meager salary that barely paid for a chip butty (a British chip sandwich, for all you Americans). But he didn’t stay there long. He wanted something more — specifically, cars.

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Adam G
Adam G

Written by Adam G

Founder of www.businessideas.directory Tech enthusiast, currently entrepreneuring — regularly sharing content on startup stories.

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